Driven To Protect Your Best Interests

5 Tricks That Insurance Companies Will Use To Reduce or Deny Your Claim

On Behalf of | Oct 12, 2023 | Car Accidents

Insurance Adjusters Love To Play Games and Pretend As If They Care

Claims investigation: Insurance companies may conduct a thorough investigation into your claim, looking for any possible reason to reduce or deny coverage. They may scrutinize your medical records, employment history, and other personal information to find a reason to deny your claim. Some of the tactics include:

Trick #1: Delaying the Claims Process

Delay tactics: Insurance companies may delay processing your claim in hopes that you will give up or settle for a lower amount. They may request additional information or documentation, or use other tactics to prolong the claims process.

Trick # 2: Acting Like They Care About You

Lowball offers: Insurance companies may offer you a settlement that is lower than what you deserve, hoping that you will accept it to avoid a prolonged claims process. They may also use tactics like undervaluing your property or injuries to justify a lower payout.

Trick # 3: Offering a Quick or Simple Settlement

Denial of coverage: Insurance companies may deny your claim altogether, claiming that your policy does not cover the type of damage or injury you have experienced. They may also deny your claim based on technicalities, such as missed deadlines or incomplete paperwork.

Trick #4: Using Your Words Against You or Out of Context

Pre-existing conditions: Insurance companies may argue that your injury or damage was caused by a pre-existing condition, in an attempt to deny coverage. They may also try to argue that your condition was not caused by the incident in question.

Trick #5: Discouraging You From Contacting a Lawyer

Car accidents are a common occurrence on the roads of Sioux Falls, South Dakota, and they can have devastating consequences for those involved. If you or a loved one has been injured in a car accident in Sioux Falls, it’s important to seek the help of a car accident lawyer.

Why Hire An Automobile Accident Lawyer

A car accident lawyer can help you navigate the complex legal process of pursuing compensation for your injuries, medical bills, lost wages, and other damages. They have the knowledge and expertise to evaluate your case, gather evidence, and negotiate with insurance companies on your behalf.

Here are some key reasons why you should consider hiring a car accident lawyer in Sioux Falls:

Expertise in the Law

Car accident lawyers deeply understand the legal system and the laws that govern car accidents in South Dakota. They can help you navigate the complex legal process of pursuing compensation, ensuring you get the best possible outcome for your case.

Knowledge of Insurance Companies

Insurance companies have teams of lawyers working to protect their interests, which can make it difficult for you to get the compensation you deserve. A car accident lawyer can level the playing field by negotiating with insurance companies on your behalf, ensuring that you get the best possible settlement.

Experience with Similar Cases

Car accident lawyers have experience handling a wide range of car accident cases, from minor fender-benders to serious accidents resulting in catastrophic injuries. They can use this experience to evaluate your case, identify potential roadblocks, and develop a strategy to help you get the compensation you deserve.

Access to Resources

Car accident lawyers have access to a range of resources that can help build a strong case on your behalf. This includes accident reconstruction experts, medical professionals, and other specialists who can provide valuable testimony and evidence to support your claim.

Peace of Mind

Finally, hiring a car accident lawyer can provide peace of mind during a difficult time. They can handle the legal aspects of your case, allowing you to focus on your recovery and getting your life back on track.

If you’ve been injured in a car accident in Sioux Falls, don’t hesitate to contact a car accident lawyer. They can help you navigate the legal process, negotiate with insurance companies, and fight for the compensation you deserve.