The majority of motorcycle accidents result in serious injury or death for the rider, but that doesn’t mean the motorcyclist is always at fault. Most crashes involving a bike and another vehicle are actually caused by the other vehicle. If you’re the victim in a motorcycle crash caused by a negligent driver, you may file a claim against that driver’s insurance company for your damages:
- Medical expenses
- Property damage
- Lost wages
- Pain and suffering
To increase your chances of getting fair compensation, there are some common mistakes you should avoid.
Mistake #1: Not Reporting the Accident
After a crash, you should:
- Move to a safe area
- Take photos of the scene, your bike, and your injuries
- Get witnesses’ contact information
- Call 911 and report your accident
A police report proves the accident happened when and where you say it did. Don’t leave the scene or make a cash deal with the other driver in return for not reporting the wreck.
Mistake #2: Delaying Medical Treatment
You should seek medical attention immediately after your accident, even if you don’t feel seriously hurt. A doctor’s exam/X-rays can reveal and document injuries you don’t yet know you have. Keep receipts for your medical expenses and a journal of your recovery and pain and suffering.
Mistake #3: Giving Statements to Insurance Adjusters
You may be contacted by the at-fault driver’s insurance company and asked to give a statement. The adjuster will try to trick you into saying something that can be used against you. Refer all insurance company representatives to your lawyer and give no recorded statements to anyone.
Mistake #4: Posting on Social Media
Any social media posts can be found and used against you by the insurance company. Don’t post anything about your accident/injuries, and don’t accept any new friend requests at this time.
Mistake #5: Not Hiring a Lawyer
While you’re recovering from your injuries, an experienced attorney can:
- Organize and present your evidence/medical expenses convincingly
- Evaluate your claim
- Negotiate with the insurance company to get you fair compensation
- Take your case to trial if necessary
You’re likely to get a better settlement with legal representation, and you’ll probably pay no attorney fees until your case is won. Trying to handle your own claim, especially when you’re recovering, is never a good idea.